Services
Home Loan
Purchase, construct, or renovate with competitive pricing and document support across our partner banks.
Key features
- Interest rates
- Starting from 6.66%. Special rates may apply for women borrowers (subject to lender policy).
- Loan amount
- Typically from ₹10 lakh upward, subject to eligibility and property.
- Tenure
- 5 to 30 years, aligned to your repayment capacity.
- LTV
- Loan-to-value commonly 75%–100% depending on the product and lender.
- Processing fees
- Up to 1% of the loan amount or a maximum of ₹10,000 (lender-specific).
- Prepayment
- Nil charges on many floating-rate home loans (confirm per sanction letter).
Documents commonly required
- Identity & address proof (as per lender KYC)
- Salary slips / income proof for the recent months
- Bank statement of salary account for the last 6 months
- Property papers for purchase / construction / renovation
- NRI bank statement for 6 months (where applicable)